Magic Forums

I have been having a problem for quite some time now and still have not found a resolution for it. I do not want to use magic for the simple fact that I know there are other ways around this.
My boyfriend and I have been going through some hard times and it seems as though it just gets worse. We tried meditating together and figuring out ways to get out of our rut. But no matter how hard we try it just seems pointless. It's all like a circle of problems that we can't break from, i.e. no job which leads to no money for gas to go look for a job, car needs work done but no money to fix it.
Both of us are not lazy people, we love working and it was just a case of bad luck that we got laid off and now we're stuck. It seems like we are just waiting to become homeless and starving. I try not to cry everyday but it happens. I try to stay positive but I just see negative. I just want things to be better.
Anyone advice please?