Ok, so I had a small discussion earlier about this, and I would like to discuss this matter.
Karma: lets start with what the concept really is, basically do something bad, and have something bad happens to you.
Well, I have an issue with this. This implies the universe has a standardized morality. This really doesn't make sense based on observations of the known universe.
1: morality is a strictly human concept, that arguably is harmful to the world and the long term survival of the human species. Observe other living creatures, there is no sense of morals at all, they take from others with an entirely self centered necessity for survival, destroy another thing for the benefit of your own survival, be stronger than your competition to be able to reproduce while the weaker of your kind perish without doing so. Do not coddle the weak, but allow them to die. This is the way nature treats other creatures, not with some sense of morality that remains standardized, in fact being a moral creature in nature gets you killed, without a ruthless attitude you do not live to reproduce.
2: The universe is born of chaos, is teeming with destruction, and the laws of the universe constantly apply regardless of who, or what will be destroyed. Much of the universe constantly burns, crushes, demolishes, freezes, consumes, or obliterates things. It doesn't matter if this is a populated world being consumed by a star turning into a red giant, or a galaxy being ripped apart as it collides with another galaxy. There is no moral compass in the universe, it is a giant destructive mostly empty void. A void that would be entirely lethal to us except on this tiny little speck of dust we call earth, and most of that speck, will kill us given the chance.
3: morality is not even standardized for humans. Now you could say killing is bad, but what about self defense... Well let's point this out: to some people like the state of Illinois government, if a person breaks into your house, points a gun at your wife's head, you cannot shoot them, you can only hand your wife a gun, and she can only shoot him in the arm. To others, it would be perfectly fine to shoot the person threatening your wife in the head and kill them. To me, it would be perfectly fine to shoot an officer of the law for trying to arrest you, and I would call that self defense, because you are defending your personal freedom. Some of you would call killing the cop trying to arrest me for a crime is immoral. So, where is karma here? We humans can't even decide on one set of standardized morality, and we are the ones who invented it.