I wouldn't necessarily call this "premonition." Premonition is when you catch glimpse of the future.
This sort of thing is, however, at the core of any sort of divination. The cards, pendulums, or whatever else you are using serves as a tool to guide your mind to the answers that might help. For some, they are never more than cards that they interpret based on memorized meanings. For some, the symbolism within the cards helps to guide their intuition in providing whatever answers they might need. For some, they don't need the cards.
You might not need the cards. For me, things started this way, and I have rarely bothered to pick up a deck of Tarot since.