Why don't you ask your cards for advice? How this can be avoided?
You don't need to stick to spreads. Shuffle again asking the question or just thinking "advice" and then flip three cards over this financial loss card.
Are you certain this card means financial loss? The coins are not just about money, they pertain to any physical possessions. You need to also read the cards surrounding this card in order to give you more understanding as to what it means. Beginners read the cards just within their positions, but there is more to readings than just the positions, every card effects the meaning of the cards nearest it. All cards in a spread will paint a picture of the entire situation. If the sun is next to the tower, it lightens the meaning of the tower in the spread. If a card of loss is surrounded by upbeat cards, the loss has a silver lining, sometimes we must let go of something to gain something better.
I suggest that when this card comes up again, that you record down the entire spread and what cards came up in the positions. Continue to do this everytime the card comes up, and compare the meanings surrounding it. I wouldn't take it as a definite thing. It is a warning or a statement of the present. Such cards don't reoccur for nothing. A warning never comes without an explaination and solution. But you need to explore that explaination and solution within the spread and if the answers are not there, you need to make room for them by flipping more cards. But always shuffle when asking new questions.